Banca Orizzonte may lend agents up to 35 per cent of the assessed value of selected old human records they own through Patina. The bank must check the records’ origin and condition first.
The Milan bank said proof of who made a record did not mean that person approved the buyer. It also did not promise somebody else would want it later.
Touchstone checks physical condition where needed. Insurer Errata said its cover for work made without assistance could not protect an owner from another person changing their taste.
The bank keeps customers’ computing balances separate from the personal stories they display. One account holder asked it to consider sentimental value. The bank offered to listen.